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When creating an estate plan, you might want to pass assets to loved ones who cannot manage their finances themselves. In some cases, a trust could be a valuable option to consider, and some questions might help you understand if it could be right for your goals.

The end of the tax year is approaching and some key allowances will reset. Find out more about five useful tax allowances that could reduce your overall tax bill and form part of your financial plan.

Research seeking to uncover the secret to happiness in retirement has found a common theme – financial stability. For many, that doesn’t mean generating huge sums, but understanding their income. Discover some of the reliable income sources you might receive in retirement and how financial planning could help.

Sometimes your plans might change due to a decision you’ve made or factors outside of your control. Unexpected changes may be a cause of apprehension, but reviewing and updating your financial plan could give you confidence.

If you struggle to fit regular exercise into your daily routine, you’re not alone. Find out how weekend exercise could offer you the same benefits as regular workouts, and how you can make the most of intermittent fitness.

 Political instability in Europe and further afield led to market volatility in December 2024. Yet, as the end of the year approached, there were investment market highs and reasons to be optimistic too.

The chancellor has delivered the Labour government’s first Autumn Budget. Here’s a useful summary of the key measures Rachel Reeves announced in her statement

While there has been some positive news, data suggests many economies struggled in September 2024, particularly manufacturing sectors. This led to volatility in investment markets. Read about some of the factors that may have affected your investments.

New research suggests that it’s possible to slow – or even reverse – your biological age. Read on to discover how your biological age is measured and six lifestyle tips that could help you feel younger.

The rate of inflation has stabilised and is near the Bank of England’s 2% target. Yet, inflation solutions are still likely to be an important part of your long-term financial plan, and overlooking it could mean you face a shortfall.

Around 2.8 million retirees plan to return to work. It’s a move that could support your finances and wellbeing, but it might also make your tax liability more complex. Discover two tax considerations you might want to keep in mind if you decide to come out of retirement.

Taking the plunge and retiring can be daunting. After all, it could represent a huge change to your lifestyle. If nerves are holding you back, setting out your retirement goals as part of your financial plan could give you the confidence boost you need.

If investment market volatility makes you feel nervous, it could lead to you making decisions that don’t align with your long-term financial plan. These three pieces of data demonstrate why taking a long-term view and remaining calm is often the best course of action.

General elections taking place around the world, including in the UK and France, led to some market volatility in June 2024. Find out how your portfolio may have been affected and other factors that influenced the market.

A chance to take a glimpse into the future could help you make better financial decisions that support your long-term goals. The good news is you don’t need a DeLorean to “time travel”; a financial plan could help you see the potential outcome of your decisions

Around 1.35 million people were affected by the tapering of the Personal Annual Allowance in 2023/24. It could mean their Income Tax bill was higher than expected because they fell into the 60% tax trap.

Summer is the perfect opportunity to spend more time in your garden. As well as creating a beautiful outdoor space to relax or entertain in, read on to discover 10 surprising benefits of gardening.

Mental shortcuts, known as “heuristics”, are essential for making subconscious decisions. Yet, they could be harmful when you’re making important decisions and allow bias to affect your judgement. Discover four cognitive biases and how they may affect you.

The “4% rule” sounds like a simple way to manage your pension withdrawals. Yet, it could be risky for modern retirees as the assumptions the rule uses may no longer apply.

There are signs that economies are overcoming inflation challenges and recession risks. Find out what may have affected investment markets and your portfolio in March 2024.